You are achieving your career dreams through self-employment. But if your aspirations also involve buying a home, you may run into trouble. Even though self-employment provides you with a good living, it can make qualifying for a mortgage a challenge.
For example, most traditional lenders require that you provide two years’ worth of tax returns. If you’re self-employed, these returns may not accurately reflect your income.
If you need a self-declared mortgage in North Vancouver, a private lender may be your best option. At Rala Investments, our mortgage brokers work with multiple private lenders to supply you with the most attractive rates and terms.
Some banks and other traditional lenders consider self-employed individuals as high-risk applicants. When you work with Rala Investments, we help you overcome such difficulties.
We begin by calculating your income and determining your debt-to-income ratio. From there, we can better assess your options for self-employed mortgages in North Vancouver.
We also partner with lenders who want to invest in a reliable and hardworking individual like you. Even if it's difficult to verify your income, this doesn’t mean you can’t find a mortgage on reasonable terms. We’ve helped countless clients just like you throughout our years in business.
Regardless of the loan you seek, we can help. It's our goal to reduce the stress and hassle of finding the right lender. If you’ve had bad luck working with traditional lenders, don’t give up. Rala Investments Ltd. is ready to take on your case. It's our goal to guide you during every step of the process.
Get in touch with us today by calling 604-732-5865. Once you’ve made contact with our mortgage brokers, we’ll work tirelessly to find the best mortgage solution available to you. Call today.
Rala Investments Ltd
1200 Lynn Valley Road Suite #301
North Vancouver, BC, V7J 2A2
Monday – Friday: 9:00 AM - 5:00 PM
North Vancouver mortgage broker proudly providing a variety of mortgages, loans, and other financial assistance to the following areas in the Lower Mainland:
North Vancouver | West Vancouver | Vancouver | Burnaby | Langley | Coquitlam | Delta | Surrey | Richmond | New Westminster | Port Moody | Maple Ridge | Abbotsford | Cloverdale